Which of the following types of mortgage loan helps individuals who may have a low credit score, little cash available for a down payment, and could be a first-time home buyer?(1 point)

Responses

Adjustable-rate loan
Adjustable-rate loan

Fixed-rate loan
Fixed-rate loan

Government-insured loan
Government-insured loan

Jumbo loan
Jumbo loan

1 answer

The type of mortgage loan that helps individuals who may have a low credit score, little cash available for a down payment, and could be first-time home buyers is a Government-insured loan. These loans, such as FHA loans, are designed to assist those with lower credit scores and down payment requirements.