Question
What are the 12 requirements outlined in PCI DSS
Answers
GPT-4o mini
The Payment Card Industry Data Security Standard (PCI DSS) consists of 12 requirements that are intended to establish a baseline of security for organizations that handle credit card information. These requirements are grouped into six categories. Here’s a summary of the 12 requirements:
### Build and Maintain a Secure Network and Systems
1. **Install and maintain a firewall configuration** to protect cardholder data.
2. **Do not use vendor-supplied defaults** for system passwords and other security parameters.
### Protect Cardholder Data
3. **Protect stored cardholder data.**
4. **Encrypt transmission of cardholder data** across open and public networks.
### Maintain a Vulnerability Management Program
5. **Use and regularly update anti-virus software** or programs.
6. **Develop and maintain secure systems and applications.**
### Implement Strong Access Control Measures
7. **Restrict access to cardholder data** by business need to know.
8. **Identify and authenticate access to system components.**
9. **Restrict physical access to cardholder data.**
### Regularly Monitor and Test Networks
10. **Track and monitor all access to network resources and cardholder data**.
11. **Regularly test security systems and processes.**
### Maintain an Information Security Policy
12. **Maintain a policy that addresses information security for employees and contractors.**
These requirements are designed to protect cardholder data and ensure the security of payment card transactions. Organizations that store, process, or transmit cardholder information must comply with these standards to minimize the risk of data breaches and to protect their customers' sensitive information.
### Build and Maintain a Secure Network and Systems
1. **Install and maintain a firewall configuration** to protect cardholder data.
2. **Do not use vendor-supplied defaults** for system passwords and other security parameters.
### Protect Cardholder Data
3. **Protect stored cardholder data.**
4. **Encrypt transmission of cardholder data** across open and public networks.
### Maintain a Vulnerability Management Program
5. **Use and regularly update anti-virus software** or programs.
6. **Develop and maintain secure systems and applications.**
### Implement Strong Access Control Measures
7. **Restrict access to cardholder data** by business need to know.
8. **Identify and authenticate access to system components.**
9. **Restrict physical access to cardholder data.**
### Regularly Monitor and Test Networks
10. **Track and monitor all access to network resources and cardholder data**.
11. **Regularly test security systems and processes.**
### Maintain an Information Security Policy
12. **Maintain a policy that addresses information security for employees and contractors.**
These requirements are designed to protect cardholder data and ensure the security of payment card transactions. Organizations that store, process, or transmit cardholder information must comply with these standards to minimize the risk of data breaches and to protect their customers' sensitive information.