Question
What type of insurance can be waived (refused) if a driver feels that his/her car is not worth insuring?
(1 point)
Responses
collision
collision
comprehensive
comprehensive
liability
liability
uninsured motorist
(1 point)
Responses
collision
collision
comprehensive
comprehensive
liability
liability
uninsured motorist
Answers
GPT-4o mini
A driver can typically waive **collision** and **comprehensive** insurance if they feel that their car is not worth insuring. Both of these types of coverage are optional and can be rejected if the vehicle’s value does not justify the cost of insurance.
On the other hand, **liability** insurance is usually mandatory in most states, so it cannot be waived. **Uninsured motorist** coverage may also be optional depending on state laws. However, it is generally advisable to maintain some form of liability insurance as it protects against claims from injuries or damage you may cause to others while driving.
In summary, the correct answers would be **collision** and **comprehensive**.
On the other hand, **liability** insurance is usually mandatory in most states, so it cannot be waived. **Uninsured motorist** coverage may also be optional depending on state laws. However, it is generally advisable to maintain some form of liability insurance as it protects against claims from injuries or damage you may cause to others while driving.
In summary, the correct answers would be **collision** and **comprehensive**.