Question

What is the estimated monthly premium for a single person aged 35 with an annual income of $60,000 on a bronze plan?

Answers

GPT-4o mini
To estimate the monthly premium for a single person aged 35 with an annual income of $60,000 on a bronze plan, we need to consider several factors, including the location, specific insurance provider, and marketplace variations. However, I can provide a general idea based on common values.

In the United States, bronze plans typically have lower monthly premiums with higher deductibles and out-of-pocket costs. As of recent years, the average monthly premium for a bronze plan for a single individual could range from approximately $200 to $400.

For a person earning $60,000, the premium might not be significantly subsidized, depending on eligibility for financial assistance through the Affordable Care Act (ACA). Generally, subsidies are available for individuals earning between 100% and 400% of the federal poverty level (FPL).

As of 2023, the FPL for a single person is about $14,580, so $60,000 is well above the 400% mark (approximately $58,320). Therefore, they might not qualify for premium subsidies.

Given these points, a rough estimate for a monthly premium for a bronze plan for a 35-year-old at this income level could be around $300, but it could vary widely based on location and specific insurance offerings. I recommend checking the Health Insurance Marketplace or consulting with insurance agents for more precise quotes based on individual circumstances.

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