The phrase that best describes the ecosystem services that the tree provides for you and your mom is "indirect services and direct services."
Direct services refer to the tangible benefits that come directly from the ecosystem—like the apples from the tree that your mom uses to make pies.
Indirect services refer to benefits that are not directly utilized but still enhance well-being—like the shade the tree provides for you when you read.
Therefore, the first option accurately captures both aspects of the services provided by the apple tree.