How might a recent college graduate’s investment portfolio differ from someone who is nearing retirement?( 2 sentnces)

Answer 1

A recent college graduate's investment portfolio is likely to be heavily weighted towards higher-risk, higher-return assets like stocks, as they have a longer time horizon to ride out market volatility. In contrast, someone nearing retirement would typically prioritize safer, more stable investments like bonds or dividend-paying stocks to preserve capital and generate income, reflecting a more conservative risk tolerance.