The situations listed are reactions primarily to the Onset of the Great Depression.
- Overborrowing money and overusing credit
- Speculating on the rise of stock prices
- Overproduction in agriculture and low wages in industry
These all contributed to and were symptomatic of the economic turmoil that characterized the Great Depression.
Additionally, one could argue that these issues may also be linked to the Growth of Atlanta’s transportation networks in the 1920s, as the economic prosperity during that decade led to speculative investment and overproduction before the crash of 1929, but they are most directly related to the onset of the Great Depression.
So, the most accurate answers are:
- Onset of the Great Depression
- Growth of Atlanta’s transportation networks in the 1920s (as an additional consideration)