Question

Which action can lead to overdraft?

(1 point)
Responses

only using credit cards

only using credit cards

paying close attention to debits and balances

paying close attention to debits and balances

recording checks as soon as you write them

recording checks as soon as you write them

using a debit card with funds earmarked for a previously written check

Answer 1

Using a debit card with funds earmarked for a previously written check can lead to overdraft. If the debit card transaction occurs before the check clears and there are insufficient funds in the account, it can result in the account going into the negative.