To answer your question accurately, I need to know the details of Maria's record and her financial situation. However, generally speaking:
- If Maria has a positive credit history (good credit score, no missed payments), she is likely to be offered lower interest rates and possibly longer terms for her loans.
- If she has a negative credit history (poor credit score, missed payments, etc.), she may be offered higher interest rates and shorter terms.
Please provide more information about Maria's record for a more specific answer.