Why is it important for people in their 20s to build a positive credit history? (1 point) Responses Going to college may have damaged their credit history. Going to college may have damaged their credit history. The total amount of their student loans become due if they have a bad credit report. The total amount of their student loans become due if they have a bad credit report. Credit history can affect job offers, credit card offers, and the ability to get a loan. Credit history can affect job offers, credit card offers, and the ability to get a loan. Prospective spouses check credit histories.

1 answer

The most comprehensive reason why it is important for people in their 20s to build a positive credit history is that "Credit history can affect job offers, credit card offers, and the ability to get a loan." A good credit history can open up many opportunities, including better interest rates on loans, favorable terms on credit cards, and even influence potential employers during background checks.