When planning to fund your education, the following factors are important to consider:
- how much debt you are willing to incur
- how much of your projected income will go towards paying debt
- how much you can borrow from friends and family
While "how much money you have spent" and "how much your monthly income is at this time" can provide context, they are not essential factors specifically in the planning of future education funding. The other options directly relate to managing and forecasting your financial obligations during and after your educational pursuits.