Question

How much should an emergency fund cover
A. One month's expenses
B. 2 months expenses
C. 6 months expenses
D. 12 months expenses

Answers

GPT-4o mini
C. 6 months expenses

An emergency fund is generally recommended to cover 3 to 6 months' worth of living expenses. This amount can help provide a financial cushion in case of unexpected situations like job loss, medical emergencies, or urgent repairs. Some individuals may choose to save more, up to 12 months, depending on their personal circumstances and comfort level. However, the most common recommendation is around 3 to 6 months.