Based on your description of the scatterplot, it suggests that there is indeed a loosely packed cluster of data points between 1 to 4.5 hours studied and test grades between 77 and 98. Additionally, the single dot plotted at 0.5 hours studied with a test grade of 45 may be considered an outlier because it is isolated from the main cluster of data.
Thus, the best characterization of the graph, given the options, is:
There are no outliers and one cluster.