To evaluate the expression \( 36 \div (3 \times 2) - 4 \), we can follow the order of operations (PEMDAS/BODMAS):
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First, calculate the expression inside the parentheses: \[ 3 \times 2 = 6 \]
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Next, substitute this into the expression: \[ 36 \div 6 - 4 \]
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Now perform the division: \[ 36 \div 6 = 6 \]
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Finally, subtract 4 from the result: \[ 6 - 4 = 2 \]
Thus, the final answer is: \[ \boxed{2} \]