In which situation would fee-for-service insurance be useful?

Question

Responses

You lose your job because of an injury or illness.

You lose your job because of an injury or illness.

You want to choose your own doctor or hospital.

You want to choose your own doctor or hospital.

You cause a car accident that injures other people.

You cause a car accident that injures other people.

Your personal possessions are stolen from your apartment.

Answer 1

Fee-for-service insurance would be particularly useful in the situation where "You want to choose your own doctor or hospital."

Fee-for-service plans typically allow patients to have the freedom to select their healthcare providers, go to any doctor or hospital, and receive the care they feel is appropriate, without being restricted to a specific network or provider.