To find the total cost for using 1,200 gallons of water, you can substitute \( x = 1200 \) into the function \( c = 0.25x + 20 \).
Calculating it step-by-step:
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Multiply the number of gallons by the cost per gallon: \[ 0.25 \times 1200 = 300 \]
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Add the monthly fee: \[ c = 300 + 20 = 320 \]
Therefore, the total cost for using 1,200 gallons is \( 320 \).
The correct point that represents this monthly usage is \((1,200, 320)\), which corresponds to the option:
(1,200, 320).