To find how many times less \( 10^2 \) is than \( 10^6 \), we can divide \( 10^6 \) by \( 10^2 \):
\[ \frac{10^6}{10^2} = 10^{6-2} = 10^4 \]
Thus, \( 10^2 \) is \( 10^4 \) times less than \( 10^6 \).
In scientific notation, this is expressed as:
\[ 1.0 \times 10^4 \]
So, \( 10^2 \) is \( 1.0 \times 10^4 \) times less than \( 10^6 \).