The correct answers are A. account balances and E. credit inquiries. Both of these aspects are factored into a credit score.
- Account balances refer to the amount of debt you have on your credit accounts, which can affect your credit utilization ratio.
- Credit inquiries (also known as hard inquiries) occur when a lender checks your credit report as part of their decision-making process, and too many inquiries can negatively impact your credit score.
Other options mentioned (investment portfolios, choice of profession, and checking account overdraft) do not directly impact your credit score.