Question

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Question
If Jabez were applying for a car loan, what type of data privacy law would affect what type of information was available about this credit history?

(1 point)
Responses

FCRA

FCRA

HIPAA

HIPAA

COPPA

COPPA

FTCA

FTCA
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Answer 1

The correct response is **FCRA** (Fair Credit Reporting Act). The FCRA is a federal law that regulates how consumer credit information is collected, accessed, and shared, and it would affect what information is available about Jabez's credit history when applying for a car loan.

HIPAA (Health Insurance Portability and Accountability Act) pertains to health information privacy, COPPA (Children's Online Privacy Protection Act) relates to children's online data protection, and FTCA (Federal Tort Claims Act) is not relevant to credit reporting.