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Question
Jovanna got a discount on a pair of shoes by signing up for a store’s email list. If they shared her information with other companies without her permission, what would offer her the most protection?

(1 point)
Responses

Federal Trade Commission Act

Federal Trade Commission Act

Health Insurance Portability and Accountability Act

Health Insurance Portability and Accountability Act

Fair Credit Reporting Act

Fair Credit Reporting Act

Gramm-Leach-Bliley Act

Gramm-Leach-Bliley Act
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1 answer

In the situation described, where Jovanna's information is shared without her permission, the Gramm-Leach-Bliley Act would offer her the most protection. This act requires financial institutions to explain their information-sharing practices to their customers and allows consumers to opt out of having their information shared with non-affiliated third parties.

The other options, while important, pertain to different aspects of privacy and consumer protection:

  • Federal Trade Commission Act: Primarily governs unfair or deceptive acts and practices in commerce.
  • Health Insurance Portability and Accountability Act (HIPAA): Focuses on protecting personal health information.
  • Fair Credit Reporting Act: Regulates the collection and dissemination of consumer credit information but doesn't specifically address information sharing in a general consumer context like the Gramm-Leach-Bliley Act does.

Therefore, choosing the Gramm-Leach-Bliley Act would be the best option in this scenario.