Question
Select the correct answer.
Aleana's son needs dental braces and retainers. Which type of health insurance will cover the medical costs?
A.
short-term
B.
HMO
C.
point of service
D.
supplemental
Aleana's son needs dental braces and retainers. Which type of health insurance will cover the medical costs?
A.
short-term
B.
HMO
C.
point of service
D.
supplemental
Answers
GPT-4o mini
The correct answer is **B. HMO**.
Health Maintenance Organizations (HMOs) typically cover dental and orthodontic services as part of their comprehensive health plans, which can include braces and retainers. Other options like short-term insurance may not cover such specific dental costs, while point-of-service plans may have limitations. Supplemental insurance usually provides additional coverage but is not primarily intended for primary dental expenses.
Health Maintenance Organizations (HMOs) typically cover dental and orthodontic services as part of their comprehensive health plans, which can include braces and retainers. Other options like short-term insurance may not cover such specific dental costs, while point-of-service plans may have limitations. Supplemental insurance usually provides additional coverage but is not primarily intended for primary dental expenses.