To convert 95% to a fraction, you can start by writing it as:
\[ \frac{95}{100} \]
Next, simplify the fraction by finding the greatest common divisor (GCD) of 95 and 100. The GCD of 95 and 100 is 5.
Now, divide both the numerator and the denominator by 5:
\[ \frac{95 \div 5}{100 \div 5} = \frac{19}{20} \]
Thus, 95% as a fraction in simplest form is:
\[ \frac{19}{20} \]