Question

Which choice is an accurate fact about credit reports?(1 point)
Responses

You can request one no more than once a year.
You can request one no more than once a year.

You can request one only if you have been turned down for credit
You can request one only if you have been turned down for credit

You can request one whenever you want.
You can request one whenever you want.

You can request one online or over the phone.

Answer 1

The accurate fact about credit reports is: **You can request one online or over the phone.**

While you are entitled to at least one free credit report per year from each of the major credit bureaus, you can also request additional reports at any time, although they may come with a fee if you exceed the free annual limit.