Question
witch one is right
Which of the following practices could negatively affect one’s credit score?(1 point)
Responses
Reaching the spending limit on one’s credit account
Reaching the spending limit on one’s credit account
Paying bills on time
Paying bills on time
Monitoring one’s credit report
Monitoring one’s credit report
Protecting against fraud and identity theft
Which of the following practices could negatively affect one’s credit score?(1 point)
Responses
Reaching the spending limit on one’s credit account
Reaching the spending limit on one’s credit account
Paying bills on time
Paying bills on time
Monitoring one’s credit report
Monitoring one’s credit report
Protecting against fraud and identity theft
Answers
GPT-4o mini
The practice that could negatively affect one’s credit score is:
**Reaching the spending limit on one’s credit account.**
This can lead to a high credit utilization ratio, which may lower your credit score. The other options listed, such as paying bills on time, monitoring one’s credit report, and protecting against fraud and identity theft, are all positive practices that help maintain or improve credit scores.
**Reaching the spending limit on one’s credit account.**
This can lead to a high credit utilization ratio, which may lower your credit score. The other options listed, such as paying bills on time, monitoring one’s credit report, and protecting against fraud and identity theft, are all positive practices that help maintain or improve credit scores.