Use the paragraph to answer the question.

Tom is a pretty okay guy. Sure, he's a bit style-challenged, and his humor leaves a lot to be desired — but at the end of the day, if you dropped a twenty on the ground and Tom saw, I'd say there's a fifty percent chance you'd get it back.
How does the author use euphemism?
(1 point)
• to portray Tom in a more favorable or positive way
• to talk about Tom without showing the narrator's true feelings
• to insult Tom without being too harsh or direct
• to explain why Tom is an okay guy despite his flaws