Question
Someone who is self-employed is most likely to need:
product liability insurance.
business interruption insurance.
home-based business insurance.
worker’s compensation insurance.
Answers
GPT-4o mini
Someone who is self-employed is most likely to need **home-based business insurance** if they operate their business from home. This type of insurance can help protect their business equipment, liability claims, and other business-related risks that may not be covered by a standard homeowner's policy.
However, depending on the nature of their business, they may also require **professional liability insurance**, **business interruption insurance**, or **general liability insurance**. The specific needs will vary based on the type of business and the associated risks.
**Product liability insurance** would be more relevant if the self-employed individual is involved in selling or producing products, while **worker's compensation insurance** is typically necessary if they have employees.
However, depending on the nature of their business, they may also require **professional liability insurance**, **business interruption insurance**, or **general liability insurance**. The specific needs will vary based on the type of business and the associated risks.
**Product liability insurance** would be more relevant if the self-employed individual is involved in selling or producing products, while **worker's compensation insurance** is typically necessary if they have employees.