Question

Under most health insurance plans, which kind of doctor requires a referral?
specialist
emergency room doctor
primary care physician
dentist

Answer 1

Under most health insurance plans, a **specialist** typically requires a referral from a primary care physician. This is a common requirement in managed care plans, such as Health Maintenance Organizations (HMOs), where patients must first see their primary care doctor for an evaluation before being referred to a specialist for further treatment.