To factor the polynomial \( 20x^3 - 96x^2 - 144x \), we start by factoring out the greatest common factor:
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First, identify the common factors in all terms. The greatest common factor of \( 20x^3 \), \( -96x^2 \), and \( -144x \) is \( 4x \).
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Factor out \( 4x \): \[ 20x^3 - 96x^2 - 144x = 4x(5x^2 - 24x - 36). \]
Now we need to factor the quadratic \( 5x^2 - 24x - 36 \):
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To factor \( 5x^2 - 24x - 36 \), we look for factors of \( 5 \cdot (-36) = -180 \) that add up to \( -24 \). The pair of factors that work is \( -30 \) and \( 6 \).
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Rewrite the quadratic using these factors: \[ 5x^2 - 30x + 6x - 36. \]
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Now, factor by grouping: \[ = (5x^2 - 30x) + (6x - 36) \] \[ = 5x(x - 6) + 6(x - 6) \] \[ = (5x + 6)(x - 6). \]
Putting it all together, we have: \[ 20x^3 - 96x^2 - 144x = 4x(5x + 6)(x - 6). \]
Therefore, the linear factors of the polynomial are:
\(\boxed{4x(5x + 6)(x - 6)}\)