Federal policies like the Home Owners' Loan Corporation (HOLC) and the Federal Housing Administration (FHA) reinforced racial segregation in housing through redlining and biased lending. These practices denied mortgage loans to mostly Black neighborhoods and encouraged white families to move to the suburbs.
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Federal policies, such as the Home Owners’ Loan Corporation (HOLC) and the Federal Housing Administration (FHA), institutionalized racial segregation in housing by promoting redlining practices and discriminatory lending practices that denied mortgage loans to predominantly Black neighborhoods while encouraging white flight to suburbs.
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