Question

I need to know if I can use this as a narrative paragraph. Please help. Thanks.
Facing a large debt.

What if your debt problems are extensive? Debt consolidation loans could roll all your existing debts into one new loan-so instead of dealing with several payments each month, you just have one. A debt management plan may be suitable to help reduce your monthly repayments and assist you with getting back on top of your debts.Individual voluntary arrangements are suited to people with larger levels of unsecured debt,and allows you to repay debt at an affordable rate and all fees are included in the monthly payment amount. Bankruptcy, a legal action that draws a line under your debts but will result in a loss of assets and you will be subject to control of the court. Whatever your debt circumstances, seek advice; consider all your options and do all you can do to bring your outgoings under control.

Answer 1

This is not narrative. It's process writing.

Narrative: http://grammar.ccc.commnet.edu/grammar/composition/narrative.htm

Process: http://grammar.ccc.commnet.edu/grammar/composition/process.htm