To add the numbers \(3.2 \times 10^4\) and \(1.95 \times 10^6\), we need to express them with the same exponent.
Let's convert \(3.2 \times 10^4\) to a form that has the same exponent as \(1.95 \times 10^6\):
\[ 3.2 \times 10^4 = 3.2 \times 10^4 \times \frac{10^2}{10^2} = 3.2 \times 10^6 \times 10^{-2} = 0.032 \times 10^6 \]
Now we can add the two numbers:
\[ 0.032 \times 10^6 + 1.95 \times 10^6 = (0.032 + 1.95) \times 10^6 = 1.982 \times 10^6 \]
Now, we have the sum:
\[ 1.982 \times 10^6 \]
So, \(3.2 \times 10^4 + 1.95 \times 10^6\) expressed in scientific notation is:
\[ 1.982 \times 10^6 \]