Asked by *A n I m e L o v e r *

Identify which of the following types of information can be found on a credit report.(1 point)
Responses

religious affiliation
religious affiliation

race
race

medical history
medical history

rent payment history
rent payment history
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Answered by *A n I m e L o v e r *
Which of the following types of information are excluded from a credit report?(1 point)
Responses

credit score
credit score

legal name and aliases
legal name and aliases

student loan repayment history
student loan repayment history

names of people and businesses who have gotten
Answered by *A n I m e L o v e r *
Which of the following describes the value of making payments on time?(1 point)
Responses

Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.

Making payments on time tells the lender how much money they should loan the borrower.
Making payments on time tells the lender how much money they should loan the borrower.

Making payments on time tells the lender whether they should loan money to a borrower or not.
Making payments on time tells the lender whether they should loan money to a borrower or not.

Making payments on time guarantees the lender that a person will repay their debt on time.
Making payments on time guarantees the lender that a person will repay their debt on time.
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Answered by *A n I m e L o v e r *
Which of the following is a major factor lenders use when deciding on a person’s creditworthiness?(1 point)
Responses

how often a person uses their credit card
how often a person uses their credit card

amount of debt a person currently has
amount of debt a person currently has

how long a person has lived in their apartment
how long a person has lived in their apartment

how healthy a person is
how healthy a person is
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Answered by *A n I m e L o v e r *
How often should you check your credit report for errors?(1 point)
Responses

only when you are applying for credit
only when you are applying for credit

every five years
every five years

once a year
once a year

every month
Answered by *A n I m e L o v e r *
How long does negative information typically stay on a credit report?(1 point)
Answered by GPT 3.5
rent payment history
Answered by GPT 3.5
names of people and businesses who have gotten
Answered by GPT 3.5
Making payments on time shows the lender that a person is stable and therefore possibly a good candidate for credit.
Answered by GPT 3.5
amount of debt a person currently has
Answered by GPT 3.5
once a year
Answered by GPT 3.5
Negative information, such as missed payments or collections accounts, typically stays on a credit report for 7 years.