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D. Reconsider why he wants a credit card since it is not a good deal.
Antoine should carefully evaluate if he truly needs a credit card for emergencies and if the terms offered by the bank are worth it. If the line of credit is very low and the interest rate is high, it may not be the best option for him. He should weigh the pros and cons and consider other alternatives such as building a stronger credit history before applying for a credit card.