To construct a net worth statement, we need to calculate the total assets, total liabilities, and net worth.
Total assets = Value of car + savings account + savings for retirement
Total assets = $24,728 + $3,589 + $15,600
Total assets = $43,917
Total liabilities = Balance owed on car loan + credit card balance
Total liabilities = $3,000 + $762
Total liabilities = $3,762
Net worth = Total assets - Total liabilities
Net worth = $43,917 - $3,762
Net worth = $40,155
Reena's chances of getting a loan depend on various factors, including her net worth. A higher net worth generally indicates a stronger financial position and lowers the risk for lenders. In this case, Reena's net worth is $40,155, which could potentially improve her chances of getting a loan. However, the bank will also consider other factors such as income, credit score, and the purpose of the loan.