Which of the following factors contributed the most to the financial problems by texas

Without specific information or context, it is difficult to determine which factor contributed the most to the financial problems in Texas. However, some common factors that could contribute to financial problems in any state or region include economic fluctuations, natural disasters, mismanagement of funds, excessive debt or spending, lack of diversification in the economy, over-reliance on a specific industry, and inadequate budget planning or fiscal policies. It would be necessary to analyze the specific situation in Texas to identify the primary contributing factor to their financial problems.