Automobile and Supplemental Insurance Quick Check

Question

5 of 55 of 5 Items
Question
Which insurance pays beneficiaries directly upon accidental death or loss of functionality? (1 point)
Responses

mortgage protection life insurance
mortgage protection life insurance

accidental death and dismemberment
accidental death and dismemberment

debt cancellation contract
debt cancellation contract

credit life coverage
credit life coverage
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Answer 1

The insurance that pays beneficiaries directly upon accidental death or loss of functionality is:

**accidental death and dismemberment**

Accidental death and dismemberment (AD&D) insurance typically provides a lump-sum payment to the beneficiary(ies) if the policyholder dies in an accident. It can also pay out partial benefits if the policyholder suffers a severe injury leading to the loss of limbs, eyesight, hearing or other functions as specified in the policy terms.