Asked by Gee

Why does the US need a single banking system to help organize its financial structure?

Answers

Answered by bobpursley
I don't know that the need for a single banking system has been established.

Certainly a single system allows for uniform rules, and for anally inclined that means "organization".

Answered by economyst
One could certainly argue that monetary policy becomes much more effective under a single banking system compared to system with multiple banks whom are not beholding to anybody but their shareholders.
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