To convert 0.96 to a fraction, we can write it as the fraction $\frac{96}{100}$, since 0.96 can be written as $\frac{96}{100}$.
To simplify this fraction, we can divide both the numerator and denominator by their greatest common divisor, which is 4.
$\frac{96}{100}$ can be simplified as $\frac{24}{25}$.
Therefore, 0.96 as a fraction in simplest form is $\boxed{\frac{24}{25}}$.