When Lisa purchased her house, the mortgage lender required her homeowner's insurance to cover 100% of the loan amount. After many years, Lisa paid off her mortgage. If Lisa decided to comparison shop for homeowner's insurance now, what should the insurance coverage amount be based on…

a. the original cost to build the house
b. the appraisal value of the house
c the cost to rebuild the house
d. the original cost to build the house