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Original Question
Assume an 18-month CD purchased for $7000 pays an APR of 5% compounded monthly. What is the APY? APY=____%

Question

Assume an 18-month CD purchased for $7000 pays an APR of 3% compounded monthly. What is the APY?
9 years ago

Answers

Reiny
I will assume APY means the effective annual interest rate.

let that rate be i

(1+i)^1 = (1 + .03/12)^12
1+i = 1.030416

i = .030416 = 3.0416%
9 years ago

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