Question

Life expectancy has risen to 78.3 years according to the Centers of Disease Control and Prevention. The average Roman’s lifespan 2,000 years ago was 22 years. In 1900, a person was expected to live 47.3 years. In 2013, assume you are a 42-year-old Female.

It wants me to solve both the annual premium and the cash value.

The annual premium has a $350,000, 5-year term life insurance policy- and I received a correct answer of 1134. (3.24)

I don't understand how I'm supposed to solve the cash value? Any explanation is appreciated. Thanks!