Archive day

February 18, 2026

2,099 public questions were asked on this day.

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David lends money to the federal government by purchasing securities that will pay him back with interest in ten years. What type of investment did he buy? (1 point) Responses Stocks Stocks Bonds Bonds Net Pay Net Pay W-...
Asked by kk 1 answer
The Thompson family uses $5,000 to purchase assets they hope will increase in value over the next ten years for their daughter's college fund. What is this financial strategy called? (1 point) Responses Budget Budget Cla...
Asked by kk 1 answer
A family owns a home and must pay a yearly tax to the local government that is based on the house's value. What is this type of tax called? (1 point) Responses Property Tax Property Tax Net Pay Net Pay Claim Claim Invest...
Asked by kk 1 answer
To get a car loan, Marcus is told the bank needs to review his record of paying back past debts. What is this financial record called? (1 point) Responses Credit History Credit History Net Pay Net Pay Budget Budget Inves...
Asked by kk 1 answer
In January, your employer gives you a form summarizing last year’s wages and withheld taxes. What is this tax document called? (1 point) Responses W-2 Form W-2 Form Stocks Stocks 1040 1040 Claim Claim
Asked by kk 1 answer
Sarah bought shares that give her part ownership in a company. She hopes its value will grow. What kind of investment did she make? (1 point) Responses Bonds Bonds A claim A claim A budget A budget Stocks Stocks
Asked by kk 1 answer
Roberto's paycheck stub shows his gross pay as $2,400, but only $1,850 was deposited into his account. What term describes the $1,850 amount he actually received? (1 point) Responses Credit history Credit history Investm...
Asked by kk 1 answer
Jennifer spent $200 more than she earned last month. What financial tool can she use to track her income and spending to prevent this from happening again? (1 point) Responses An investment An investment A credit history...
Asked by kk 1 answer
Which main form do most people use each year to report their income to the IRS and figure out their taxes? (1 point) Responses W-4 Form W-4 Form I-9 Form I-9 Form 1040 Form 1040 Form W-2 Form
Asked by kk 1 answer
A four-year degree costs $80,000. It leads to a job earning $55,000 a year. A job without a degree earns $30,000. How many years will it take to break even on the education investment? (1 point) Responses 2.7 years 2.7 y...
Asked by kk 1 answer
What is the minimum payment on a credit card? (1 point) Responses The interest charged for the billing period. The interest charged for the billing period. The full balance you owe on the credit card. The full balance yo...
Asked by kk 1 answer
What is a deductible in an insurance policy? (1 point) Responses The monthly fee you pay to keep your policy active. The monthly fee you pay to keep your policy active. A special discount you get for being a safe driver....
Asked by kk 1 answer
Why does a new employee fill out a W-4 form? (1 point) Responses To list their past jobs and personal skills. To list their past jobs and personal skills. To prove they can legally work in the United States. To prove the...
Asked by kk 1 answer
What is the main goal of an informational interview? (1 point) Responses To learn about a career from someone working in that field. To learn about a career from someone working in that field. To receive a direct job off...
Asked by kk 1 answer
Your monthly income is $2,500 and your fixed expenses are $1,400. What percentage of your income is left for savings and other spending? (1 point) Responses 44% 44% 40% 40% 56% 56% 60% 60%
Asked by kk 1 answer
What is the main benefit of automatic monthly transfers to a savings account? (1 point) Responses It eliminates the need to pay your bills. It eliminates the need to pay your bills. It allows for more impulse spending. I...
Asked by kk 1 answer
Which law requires lenders to state the full cost of a loan to a borrower? (1 point) Responses The Fair Credit Reporting Act The Fair Credit Reporting Act The Truth in Lending Act The Truth in Lending Act The Equal Credi...
Asked by kk 1 answer
What is the main difference between subsidized and unsubsidized student loans? (1 point) Responses Subsidized loans are only available for attending graduate school Subsidized loans are only available for attending gradu...
Asked by kk 1 answer
How do you calculate the return on investment (ROI) for an educational program? (1 point) Responses Add the financial gain to the total cost of the program Add the financial gain to the total cost of the program Divide t...
Asked by kk 1 answer
If you have a $1,000 balance on a credit card with an 18% APR, about how much interest will you owe after one year of no payments? (1 point) Responses $1,196 $1,196 $180 $180 $18 $18 $196
Asked by kk 1 answer
If your monthly take-home pay is $3,200 and you want to follow the 50/30/20 rule, how much should you allocate to needs? (1 point) Responses $640 $640 $960 $960 $1,600 $1,600 $1,280
Asked by kk 1 answer
What is the most effective way to build an emergency fund when starting with no savings? (1 point) Responses Using a credit card to pay for all surprise costs. Using a credit card to pay for all surprise costs. Investing...
Asked by kk 1 answer
Which practice helps protect you from identity theft when shopping online? (1 point) Responses Using a public computer at the library. Using a public computer at the library. Using a secure, private Wi-Fi connection. Usi...
Asked by kk 1 answer
You deposit $5,000 into a savings account with a 2.5% APY. If you make no other deposits, how much interest will you earn after one year? (1 point) Responses $125.00 $125.00 $50.00 $50.00 $250.00 $250.00 $25.00
Asked by kk 1 answer
What does reconciling a checking account involve? (1 point) Responses Asking the bank to increase your debit limit. Asking the bank to increase your debit limit. Matching your records to the bank's statement. Matching yo...
Asked by kk 1 answer