Archive day

January 17, 2026

415 public questions were asked on this day.

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Score <500 501-650 651-750 751-850 Rate (APR) 15.75% 12.5% 9.25% 5.75% Question Use the table to answer the question. You have two credit cards. One has a balance of $1,675.00 at a 9.75% APR and the other has a balance o...
Asked by . 1 answer
Score <500 501-650 651-750 751-850 Rate (APR) 15.75% 12.5% 9.25% 5.75% Question Use the table to answer the question. If your credit score is 750, how much will you pay in interest by the end of 1 month if you owe $2,375...
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Debt ratio is calculated by _____. (1 point) Responses adding all that you owe adding all that you owe subtracting all that you owe from your available credit limits subtracting all that you owe from your available credi...
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When you owe money, you are a _____. (1 point) Responses loanee loanee debtor debtor debtee debtee loaner loaner
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You have a score of 700 but your credit score gets affected by having too much debt and you lose 5% of your credit score. What is your new score? (1 point) Responses 665 points 665 points 688 points 688 points 696 points...
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If you are just building your payment history, how many points from a perfect score will you possibly miss? (1 point) Responses 297.5 297.5 85 85 255 255 127.5
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Your payment history is ____ of the credit score. (1 point) Responses 15% 15% 30% 30% 35% 35% 10% 10%
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Credit profile shows _____. (1 point) Responses only your credit history only your credit history your overall credit score your overall credit score Many parts such as credit history, debts, and payment history Many par...
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You pay off the $800.00 credit limit card from problem #3. What happens to your debt ratio? (1 point) Responses decreases by 10% decreases by 10% increases by 10 % increases by 10 % decreases by 4% decreases by 4% increa...
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You have four credit cards. Each has a balance of $450.00, but their credit limits are $800.00, $1,200.00, $1,300.00, and $1,500.00. Paying off and closing which card would decrease your debt ratio? (1 point) Responses t...
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Closing a credit card usually ____ your debt ratio. (1 point) Responses increases increases decreases decreases has no effect on has no effect on improves improves
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Write. Professionally About servicing city of ____ upcoming events 2026. We would like to let you know that we will be available and attending the the following upcmong events Concerts in the park April 18, 2026 Grayson...
Asked by Truffle 1 answer
When calculating interest accrued, you use the _____. (1 point) Responses APR APR APY APY debt ratio debt ratio going rate going rate
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You have a mortgage of $125,600.00 at a 4.95% APR. You make a payment of $1,500.00 each month. What is your principal balance at the beginning of the third month? (1 point) Responses $122,600.00 $122,600.00 $123,632.15 $...
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Interest rates on mortgages are lower because the home is _____. (1 point) Responses used used secured secured collateral collateral stable
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Question A pack of gum would be considered a(n) _____. (1 point) Responses gimmick gimmick small ticket item small ticket item unaccountable expense unaccountable expense necessity
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_____ are used to take money directly from your account. (1 point) Responses Charge cards Charge cards Debit cards Debit cards Credit cards Credit cards Cash cards
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When calculating interest accrued, you should ____. (1 point) Responses multiply the principal by the APR multiply the principal by the APR multiply the principal by the APR and number of months multiply the principal by...
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Question APR stands for _____. (1 point) Responses annual partial rate annual partial rate amortized percentage rate amortized percentage rate annual percentage rate annual percentage rate amortized partial rate
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When you pay a bill in full, you are _____. (1 point) Responses paying it off paying it off defaulting defaulting maximizing profit maximizing profit zeroing zeroing
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A credit card gives 2% cash back on purchases. You purchase $1,685.90 in items with that card.If the credit card in problem #3 has an interest rate of 14.75% and you do not make a payment the first month on that $1,685.9...
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If the credit card in problem #3 has an interest rate of 14.75% and you do not make a payment the first month on that $1,685.90 balance, how much is the difference between the interest and reward? (1 point) Responses $17...
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A credit card gives 2% cash back on purchases. You purchase $1,685.90 in items with that card. What is your reward amount? (1 point) Responses $33.72 $33.72 $337.18 $337.18 $280.98 $280.98 $2.81
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To calculate a rewards program incentive, you _____. (1 point) Responses use the simple interest formula use the simple interest formula use the percentage of a number use the percentage of a number multiply the whole nu...
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Most credit card incentive programs give _____. (1 point) Responses cash cash cash back cash back discounts discounts set dollar savings
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